faq

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Frequent Questions

How do I become a member of KAWI HOUSING SOCIETY?

To join KAWI, download the membership application form from the website then submit the duly filled form together with a copy of your national ID and passport-size photograph.

Members are required to pay a non-refundable membership registration fee of Kshs. 2,000.

 Click here to downloand membership application form

Can a person who is not a civil servant become a member of the KAWI HOUSING SOCIETY?

Yes. KAWI membership is open to:

a) Employees of -

  • County Governments
  • Parastatals/State Corporations
  • Private Organizations

b) Private individuals

c) Corporates and Chamas

 Click here to downloand membership application form

How long for title processing ?

After complition of payment and submission of the required documentation, it takes approximately 3 months. For more information email us on: info@kawihousing.com.

What are Deposits?

This is monthly savings made to the SACCO by its members and is non –withdrawal except in complete termination of membership or upon death.

When withdrawing membership how long does it take to refund my deposits? And does KAWI refund all my shares?

Member’s deposits are refunded after 60 days of receiving written membership withdrawal instructions. This will require that a member has cleared all liabilities to the SACCO and has been replaced as a guarantor for any loans guaranteed by the member.

A member is refunded 100% of their deposits. Share capital is not refundable on cessation of membership but can be transferred (sold) to another member.

12. How much do I need to save to acquire a loan with KAWI?

After 6 months of saving with the Sacco, the member is entitled to a variety of loan products e.g Jamii  Normal, School Fees and Jamii Emergency loans which are granted 3 times of the member Deposits/savings while loans like Jamii Project is granted 4 times while Jamii Jiinue loan is 5 times of the deposits. Mshahara loans is for members whose salary passes through the FOSA.

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